Rising grocery bills, petrol costs, and rent increases got you feeling the pinch? You’re definitely not alone, mate. With the cost of living soaring across Australia, more people than ever are looking for ways to boost their income without giving up their day job. Whether you’re trying to cover those weekly grocery runs or save for something special, a solid ...
Emergency Fund Basics for Aussies; Your Complete Guide to Financial Security You know that gut-wrenching moment when your car breaks down and the mechanic quotes you $2,800 for repairs? Or when your employer announces redundancies and you suddenly wonder how you’d pay rent if your name was on the list? That sinking feeling in your stomach isn’t just stress about ...
Jane, a financial adviser from Melbourne with over 15 years of experience helping Australian families make smarter money decisions. When I’m not crunching numbers for clients, you’ll find me testing side hustles, exploring investment strategies, and yes filling out surveys while my kids demolish whatever’s left in the pantry. Right, so here’s something I never thought I’d be writing about, ...
How a simple conversation with your payroll department could add tens of thousands to your retirement nest egg Picture this: You’re sitting across from your financial advisor, and they casually mention that you could’ve saved thousands in tax while building your super balance — if only you’d known about salary sacrificing. Sound familiar? After fifteen years helping Australian families navigate ...
Your retirement nest egg doesn’t have to be a mystery. Here’s everything you need to know about superannuation contribution limits to secure your family’s financial future. After 20 years helping Australian families navigate their retirement planning, I’ve seen too many people treat super like a “set and forget” investment. That’s a costly mistake that could mean the difference between a ...
Pull up a chair and let’s have an honest conversation about debt management strategies that actually work for Australian families. Picture this: It’s 2 AM, you’re lying in bed, and that familiar knot in your stomach is back. You’re thinking about the credit card statement sitting on your kitchen counter, the personal loan payment due next week, and wondering how ...
You know that feeling when you’re applying for a home loan and the bank asks about your “credit history”? Your heart skips a beat, doesn’t it? I remember sitting across from my first mortgage broker fifteen years ago, watching him tap away at his computer while I nervously fidgeted with my coffee cup. “Hmm,” he said, peering at his screen. ...
Picture this: You’re sitting at your kitchen table, coffee in hand, scrolling through your banking app when suddenly your washing machine decides to throw in the towel. Literally. Water everywhere, repair quote that makes your eyes water more than the flood in your laundry, and you’re left wondering – how do people actually handle these curveballs without losing their minds? ...
Grab a coffee, mate – we’re about to talk money without the boring bits You know that feeling when you’re standing in Woolies, looking at your trolley full of groceries, and wondering how on earth you’re going to spend $180 on what feels like absolutely nothing? Yeah, we’ve all been there. Last week, I watched a mum in front of ...
Learn the best ways to split expenses with your partner and avoid money conflicts Money conversations in relationships don’t have to be stressful. With the right approach to splitting bills, couples can build a financial system that works for both partners while strengthening their relationship. Should You Split Bills 50/50 or by Income? Consider Sarah and Alex, both 28, who’ve ...