Picture this: You’ve just finished dinner, the house is finally quiet, and while everyone else is zoning out to Netflix, you’re about to discover something that could change everything. What if I told you that the hours between 6 PM and midnight could become your golden ticket to financial freedom? Ashley from Denver thought it was impossible too. A single ...
Grocery Shopping List Hacks That’ll Save Aussie Families Time and Money You’re standing in the middle of Coles on a Saturday afternoon, staring at a crumpled piece of paper that says “bread, milk, stuff for dinner.” Sound familiar? You’re not alone. The average Aussie family makes 2.3 trips to the supermarket each week, and wastes about $2,500 annually on food ...
Here’s what nobody’s telling you about buying vs renting in Australia. Australia’s housing market is absolutely cooked, and both buying and renting are financially brutal right now. But one of these brutal options might still be the right move for you. I’m not going to sugar-coat this with fluffy advice about “following your dreams.” The average Australian home now costs ...
Australians Are Making Thousands from This Legal Loophole How Ordinary Australians Are Building Profitable Businesses Collecting Unpaid Court Debts – And Why Your Legal Win Could Still Pay Off Source By Rebecca Chen, Chartered Financial Planner When most Australians win a court case, they assume the battle is over. The judge has ruled in their favour, they have an official ...
Jane, a financial adviser from Melbourne with over 15 years of experience helping Australian families make smarter money decisions. When I’m not crunching numbers for clients, you’ll find me testing side hustles, exploring investment strategies, and yes filling out surveys while my kids demolish whatever’s left in the pantry. Right, so here’s something I never thought I’d be writing about, ...
How a simple conversation with your payroll department could add tens of thousands to your retirement nest egg Picture this: You’re sitting across from your financial advisor, and they casually mention that you could’ve saved thousands in tax while building your super balance — if only you’d known about salary sacrificing. Sound familiar? After fifteen years helping Australian families navigate ...
Your retirement nest egg doesn’t have to be a mystery. Here’s everything you need to know about superannuation contribution limits to secure your family’s financial future. After 20 years helping Australian families navigate their retirement planning, I’ve seen too many people treat super like a “set and forget” investment. That’s a costly mistake that could mean the difference between a ...
Salary vs Hourly Pay: Complete Guide to Understanding the Differences Understanding the difference between salary and hourly pay is crucial for making informed career decisions. A salary is a fixed amount of compensation you receive regardless of how many hours you work, typically paid biweekly and quoted annually. Hourly pay, on the other hand, is compensation based on the actual ...
What Are Bonds? Bonds are essentially IOUs issued by companies, governments, or municipalities to raise money. When you buy a bond, you’re lending money to the issuer in exchange for regular interest payments and the return of your principal when the bond matures. Think of it this way: instead of a company going to a bank for a loan, they ...
Are you looking for a flexible way to earn a living from home? With digital platforms on the rise, teaching English online is now a great option. You can reach students all over the world and use your skills to thrive in this market. Whether you’re an experienced teacher or just starting, this guide will help you get started. You’ll ...